Mobile payments, also referred to as mobile money, mobile money transfer, mobile wallet generally refer to payment services operated under financial regulations and are performed from or via mobile devices. Instead of paying with cash, check, or credit cards, a consumer can use a mobile phone to pay for a wide range of services, Digital or Physical goods.`
Consumers are looking to maximize the capabilities of their advanced mobile device to make everyday tasks, including payments, more convenient. Smart phones can do everything from prepaid, credit and debit card, gift card based mobile payments to loyalty programs and coupons. With the help of Trusted Service Manager Solution, you can turn an NFC-enabled mobile device into a secure wallet, which allows mobile payments, between person to person, Merchants, mCommerce, along with support for add on channels - QR code, Barcode making it communication protocols independent in the closed environments between the devices, mobile and readers.
We help our partners in implementing any of the above solutions that seamlessly integrate the Digital wallet business applications with extensive platforms marketing, promotions and cloud-based solutions, in ACH-based space and facilitates secure, low-cost payments for merchants.
We help our customer to build flexible platform specifically to support mobile commerce, manage, control business applications to accept the transaction and interface with 3rd party payment system or service provider for enabling seamless transaction from any wallet, hardware device or Payment system. We have built and developed the capabilities for our customers an open API for their partners with simple NFC compatibility and made it easy for integration. The standard API’s enable a wide range of integration scenarios, depending on merchant need.
Through these mobile solutions, merchants can engage consumers with a new shopping experience and provide a new way to pay, allow checkout anytime, anywhere to enhance customer service, reduce time for standing in the lines and provide convenience all around.
There has been a fast drive to enable such forms of commerce through mobile devices along with cloud technology.
Following are some of the solutions areas where we have expertise in:
Cloud-based mobile payments
Audio signal-based payments
Cradle devices, P2P/ P2M
Partners/ Reseller Network
Gift, Loyalty & Voucher
Transfer Money, Mass Disbursements
Card less ATM
Bill pay/ Utilities
Prepaid & Top up
Credit/Debit/ Micro Payments
We have experts who have worked in the areas of Prepaid, Credit Debit, Gift and Loyalty card for industries such as Health, Insurance, Sports Events, Retail, Restaurants, Food Chains, Gas Stations, Transit and Hospitals.
We also have relevant experience to help our customers and partners to have the Mobile Payments Solutions certified by Card Payment Schemes/PNOs, processors with respect to their business segments. Our Team helps and works closely with our customers to understand the existing scope, current business scenarios, flows of the existing systems, to provide the consulting solutions to Build, Architect, Enhance Features, Design, Develop, Test, Automate, Deploy, UAT.
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